📘 New Release

Credit Repair Made Simple

A practical, step-by-step guide to understanding and improving your credit. Take control of your financial future and unlock the door to homeownership.

Credit Repair Made Simple by Todd Des Marais

Why This Book?

Everything expensive credit repair companies do, you can do yourself for free. This book shows you how.

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6 Letter Templates

Ready-to-use dispute letters, debt validation requests, pay-for-delete offers, and goodwill adjustment letters.

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60-Day Action Plan

A day-by-day roadmap that takes you from pulling your reports to seeing real results in just two months.

⚖️

Know Your Rights

Learn how to use FCRA, FDCPA, and CROA to your advantage. Your legal rights are more powerful than you think.

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Real Case Studies

See actual results from real people who improved their credit by 100+ points using these exact strategies.

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Mortgage Ready

Specific guidance for homebuyers, including score requirements, rate impacts, and what NOT to do before closing.

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Scam Protection

Learn to spot credit repair scams and protect yourself from predatory companies that prey on vulnerable consumers.

The True Cost of Bad Credit

$100K+
Extra mortgage interest over 30 years with poor vs. excellent credit
$282
Extra per month on a $300K mortgage with a 620 vs. 760 score
7
Years negative items stay on your report (but you don't have to wait)
30
Days credit bureaus have to investigate your disputes

What's Inside

43 pages of actionable strategies, templates, and guidance.

  • Credit Scores Explained

    Understand the 5 factors and how to optimize each one

  • Your Legal Rights

    FCRA, FDCPA, and CROA explained in plain English

  • The Dispute Process

    Step-by-step instructions that actually work

  • 6 Letter Templates

    Copy, customize, and send—it's that simple

  • 60-Day Action Plan

    Daily tasks that transform your credit

  • Credit Rebuilding Strategies

    Secured cards, credit-builder loans, and more

15 Chapters of Proven Strategies

From understanding your credit report to qualifying for your dream home—this book covers everything you need to transform your financial future.

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Available in digital format

T

About the Author

Todd Des Marais is a credit and financial educator dedicated to helping everyday people take control of their financial futures. With a passion for making complex financial topics accessible, Todd has helped countless individuals understand their credit rights, repair their reports, and achieve their dreams of homeownership.

Todd believes that financial literacy should be available to everyone—not just those who can afford expensive professionals.

Start Your Credit Journey Today

Stop letting your credit score hold you back. Get the knowledge and tools you need to take control of your financial future.

$9.99
Instant digital download


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Also available in paperback